When you open a checking account with Kitsap Bank, you are joining a tradition of service and responsibility that has been part of our community for generations. We are able to provide you quality enhanced checking that includes benefits to support your active lifestyle.
You've earned it, now enjoy the benefits! For our valued customers age 50 and over, Kitsap Bank is pleased to offer you a checking account that rewards you for your many achievements.
| |  | - Free Personalized Program Checks
- Free Cashier's Checks(3 per month)
- Interest Earnings
- Free Notary Service
- 25% Discount on Safe Deposit Box (subject to availability)
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Kitsap Bank is committed to helping you achieve your goals. That's why Smart Choice Checking offers you a wide range of benefits tailored to your lifestyle. Smart Choice Checking provides you with an account where your money will earn interest, along with other benefits such as free personalized program checks, free cashier's checks, free notary service and a 25% discount on a safe deposit box. As a Smart Choice Checking member you can personalize your benefits; simply login to manage your options. | |  |
Optional benefits available with your Smart Choice Checking account:
You'll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.
Have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Fraud Assistance is designed to help you through the hassle of clearing your good name. With this benefit you will have an expert to assist you in organizing paperwork, advising you about notifying creditors and more.
Protect all your credit, debit, ATM and check cards in the event of loss or theft. You can cancel your card, stop unauthorized purchases and request new cards 24 hours a day.
With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. This service can greatly reduce the impacts of identity theft. You will receive a quarterly report regardless of changes to you credit history. Initial enrollment in Credit Alert® will be valid for one year with an option to re-enroll at no additional cost!
Help prevent card fraud before it happens! Card Patrol uses advanced proprietary technology to scan billions of Internet records in real-time, early warning system for your cards. If any of your registered debit or credit card numbers are discovered, or if suspicious activity is detected, you will be notified via email within 24 hours. In the event that identity theft occurs, help will be waiting. A personal caseworker will be assigned to help you restore your good name.
- Help to retrieve lost keys. With your personally registered key ring, your lost key can be dropped in any mailbox and returned to you...at no additional charge.
Shop as much as you want, anytime you want and earn great savings! Get cash back just by shopping over 150 online retailers through the Cash Rewards website, using your registered credit or debit card. Your cash rewards will be automatically refunded to your card as a credit on your monthly statement or can credit your checking account.
Everyday savings right at your fingertips. Find savings on movie tickets, theme parks, grocery coupons, car rentals, golf and much more. You can also save up to 50% on room rates at thousands of participating hotels, motels and inns worldwide.
Enjoy savings on grocery items you use every day. Your Grocery Coupon Certificate Booklet entitles you to hundreds of dollars worth of grocery coupons annually.
- Your Rx Advantage card gives you discount pricing on many prescription medications at participating pharmacies nationwide.
- You can receive up to 15% off the average retail price of diabetes testing products. You'll enjoy the convenience of having the supplies delivered right to your door, with no shipping charges incurred when you order through this trusted mail-order company.
*Accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you'll automatically receive new benefits as they are added to your program. Coverage is divided equally among the co-owners of joint accounts. The 24-hour Accidental Death and Dismemberment Insurance benefit reduces by half at age 70. Identity Theft insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. The Identity Theft Insurance for residents of the State of New York is up to $10,000. Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by any gancy of the U.S. Members who reside in Alaska, Arkansas, Colorado, Connecticut, Florida, Indiana, Kansas, Maryland, Mississippi, Missouri, Montana, Nevada, Ohio, Oklahoma, South Carolina, South Dakota and Tennessee should refer to the Membership Terms, Conditions, and Disclosures included in the Membership Kit for important information regarding your medical discount benefits. **Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatroy information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member wil receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.***Card Patrol monitors up to ten major credit/debit cards (Visa, Mastercard, American Express, Diners Club, and Discover) on Internet chat rooms. It is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.****Card Rewards: You must access the retailer's link through the website provided and use the credit or debit cad you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply. *****A processing fee will apply. You will receive extra coupons equivalent in face value to the processing fee. *****Medical discounts are not insurance. |
