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Auto, Boat & RV Loans

Purchasing a new vehicle? Consider Kitsap Bank for your auto financing needs. Our low auto loan rates will get you where you want to go. Rates are available for a range of products:

  • Cars
  • Boats
  • RV’s

Financing a vehicle shouldn’t be complicated, and Kitsap Bank is here to get you fast track to vehicle ownership, with flexible rates and payments that make financial sense. Our loan experts will walk you through the application process and be there for you every step of the way, so you spend less time filling out paperwork and more time out on the open road.

Apply Today!

Auto Loans1

Loan SolutionAPR Term Loan Amount
New 2017 Vehicles4.24%72 months$15,000+
New 2017 Vehicles3.99%36-60 monthsNo limit
New Green Vehicles3.74%72 months
New Green Vehicles3.49%36-60 months
Used Vehicles 2011-20134.50%48 monthsNo limit
Used Vehicles 2014-20163.99%60 monthsNo limit
Used Vehicles 2010 and older on a case by case basis4.25%36 monthsNo limit
Used Vehicles 2010 and older on a case by case basis4.75%48 monthsNo limit

RV & Boat Loans2

Loan SolutionAPR Term Loan Amount
2016 or Newer6.50%120 Months$50,001+
2016 or Newer6.00%84 Months$15,001-$50,000
2016 or Newer5.50%60 MonthsUp to $15,000
20156.75%120 Months$50,001+
2014-20126.50%84 Months$30,001-$50,000
2011-2008 and older on case by case basis6.25%60 MonthsUp to $30,000
  1. Subject to credit approval. New auto loans available up to 100% of NADA or Purchase price. Used auto loans require a 10% or more down payment of NADA average retail value or purchase price, whichever is less. Credit scores over 700.

    Kitsap Bank continues to promote financing options for energy efficient Green vehicles at a reduction in the rate of .5% with an automatic charge from a Kitsap Bank account. Vehicles listed under the EPA’s SmartWay certification program qualify. Cars and trucks awarded EPA's SmartWay certification emit less greenhouse gas (GHG) and smog-forming tailpipe emissions than other vehicles. Find the lists at www.fueleconomy.gov/feg/SmartWay.do

    Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. Typical loan payment examples are as follows:

    New Vehicle -$315.10 for 72 months, based on a $20,000 loan at 4.24% APR

    Used Vehicle - $226.16 for 48 months, based on a $10,000 loan at4.75% APR


  2. Subject to credit approval. Rate requires 20% or more down payment of average retail value or purchase price, whichever is less.

    Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. Typical loan payment examples are as follows:

    New RV/Boat - $567.64 for 120 months, based on a $50,000 loan at 6.50% APR

    Used RV/Boat - $445.48 for 84 months, based on a $30,000 loan at 6.50% APR

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