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Home Loans

A home is probably the biggest purchase you’ll ever make. Choosing the right one might be overwhelming, but getting a home loan doesn’t have to be. Kitsap Bank works hard to make the process as simple as possible. It’s a service that we take a lot of pride in and our bankers will go the extra mile to find the best home loan for your needs. Getting a great rate from people you trust without any hassle is important to you—and to us.

Whether you are looking to purchase, refinance, or build your dream home, Kitsap Bank has a mortgage loan to fit your needs. Selecting the best loan for your situation can be an overwhelming task, which makes choosing a trusted financial partner equally as important in the process.

Ready to start the process? Contact Your Kitsap Banker.

Home Loan Products
Conventional Loans
  • Purchase or refinance of your primary residence
  • Fixed interest rate and monthly payments for the life of the loan
  • Variety of options available with varying down payments, fees and points
Jumbo Loans
  • Single Family Residences
  • 15 or 30 year fixed rate terms
  • Loans designed to help you make the most of your real estate investment
Mortgage Refinance
Lower your mortgage payment by locking into a lower rate

Mortgage Payment Calculator
Mortgage Loan Application Checklist
Set-Up Loan Payments Through Online Banking & Bill Pay
Tips To Avoid Foreclosure on Your Primary Residence


Our team is ready to guide you through the process. Contact your local Kitsap Banker today!

*All Rates & Fees are provided for informational purposes based upon specific user input and are subject to change. The Rates & Fees cannot be locked or guaranteed until the specific user input has been verified by one of our Residential Mortgage Specialists through a formal Mortgage Loan Application. Kitsap Bank NMLS – 454067

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FDIC Insured Equal Housing Lender

This service is for Washington State residents only.

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