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Interest Checking

If you want a checking account that rewards you by earning interest and giving you some additional perks, consider Kitsap Bank's Smart Choice Checking account.   

Smart Choice Checking

Monthly Maintenance Fee: $6.00 if you maintain less than $1,000.00 daily balance; $3.00 if you maintain a minimum $1,000.00 daily balance; FREE when you maintain a minimum daily balance of $5,000.00 *There may be charges associated with text messaging and data usage on your phone. Check with your wireless phone carrier for more information. **Subject to availability. Requires auto debit of annual fee from Smart Choice Checking Account. 

 

Already have a Smart Choice account?

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Compare Checking Accounts 

Might Be For You If…

Minimum Balance to Open

Monthly Maintenance Fee

Balance Required to Obtain Annual Percentage Yield

Eco Checking

More...

You want a no-fee checking account

You enjoy the convenience of banking online and do not require a paper statement

You want to bank “greener”

$100.00

 

FREE with eStatements

$3 without eStatements

 

 

Not an interest earning account

      




   

Smart Choice Checking **

   

 You want an interest earning account

You want your account to provide you with added benefits
Learn More

$100.00

$6.00 if you maintain less than $1,000.00 daily balance

$3.00 if you maintain a minimum $1,000.00 daily balance

Waive the Monthly Fee

    Tiered Rate   

Legends Checking**

More…

You are 50+

You want an interest earning account

$100.00

$5.00

Waive the Monthly Fee

                            Tiered Rate


Normal fees listed in Fee Schedule (PDF) apply (NSF, Stop Payment Fees, Dormant Fees, etc. * Must enroll in eStatements within first 30 days of account opening or monthly maintenance fee of $3.00 will be assessed. **At our discretion we may change the interest rate and annual percentage yield (APY) on your account at any time. If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Flexible, tiered interest rate plans. The more you invest, the higher the annual percentage yield. If your daily balance falls within any tier, the corresponding rate will be applied to the entire balance in your account. Please see our Interest Rates for Deposit tiers and corresponding APY.
Flexible, tiered interest rate plans. The more you invest, the higher the annual percentage yield. If your daily balance falls within any tier, the corresponding rate will be applied to the entire balance in your account. Please see our Interest Rates for Deposit tiers and corresponding APY.
Waive the monthly $6.00 fee by maintaining a minimum daily balance of $5,000.00.
Waive the monthly $5.00 fee by maintaining a minimum daily balance of $200.00. 
   
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