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Mortgage Loan Checklist

Required for All Loan Types

  • Signed Purchase & Sale Agreement
  • Copies of the last two years' W-2's
  • Copies of the last two years' signed & dated 1040 Tax Returns (all pages)
  • Copies of last two months' Bank, IRA & Stock Statements (all pages)
  • Copies of most recent pay stubs covering a 30 day period and reflecting year-to-date earnings
  • Copies of most recent mortgage statements for all real estate owned
  • Name, Address and Phone Number for all landlords covering the last 2 years of residency
  • Name, Address and Phone Number for all employers covering the last 2 years of employment
  • Name, Address and Phone Number for Home Owners Insurance Agent
  • Drivers License or Other Picture Identification
  • Deposit for $610.00 made payable to Kitsap Bank


If Applicable

  • Purchase & Sale Agreement on current home or closing statement (if sold)
  • Divorce decree (all agreements & all pages)
  • Proof of additional income (Lease agreements, Pension or Social Security Award Letter, Child Support)
  • Schedule of Rental Real Estate owned along with complete rent schedules.
  • If Self Employed – Current Business Balance Sheet – Profit & Loss Statement and two Years 1065 or 1120 & K1's


Required for VA Loan

  • DD-214 or Statement of Service
  • Certificate of Eligibility (if available)
  • Name & Address of nearest living relative
Kitsap Bank NMLS – 454067
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FDIC Insured Equal Housing Lender

This service is for Washington State residents only.

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