Home Loans

For over 100 years, we’ve been helping our neighbors in the Pacific Northwest settle into their new homes. We’d love to help, whether you’re buying, building or refinancing.

Home Loan Options

Jumbo or Conventional Loans

  • Purchase or refinance your primary residence
  • Fixed interest rate and payments for the life of the loan
  • Various options for down payments, fees and points available

Mortgage Purchase or Refinance

  • Lower your mortgage payments by locking in a low rate
  • For current rates, call 253.432.7200 or click the link below to get started.

NMLS #454067

Begin the Process Now Through Borrower Wallet

Easy & Transparent Process

As a local, independent, family-owned bank, we’re making the home equity and mortgage loan application process easy through Kitsap Bank’s online home loan application portal - Borrower Wallet.

Access Borrower Wallet from your phone or computer for updates and more:

  • View up-to-the-minute status of your loan application
  • View a summary of your loan
  • See your application checklist to see which documents you’ve submitted or need to submit
  • Easily upload documents by scanning, taking a photo, or bringing them into a Kitsap Bank branch!
  • Access to loan education and resource center 
  • Easy access to your loan team

Loan Calculator

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Tips to Avoid Foreclosure

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Set Up Loan Payments Through Online Banking

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