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VA Loans

  • Purchase or refinance a new or existing home
  • No down payment
  • No monthly mortgage insurance required
  • No pre-payment penalties
  • Seller may contribute up to 4% of the sale price toward:
    • Pre-paid interest
    • Escrow for property taxes and insurance
    • Discount points to get a lower rate
    • The VA funding fee
    • Pay off borrower debts to help qualify for the loan

Who is Eligible?

  • Active duty member with 90 days of service (181 days during peacetime)
  • Honorably discharged service member after two years of active service (90-181 days during Vietnam and pre-Vietnam wartime)
  • Selected Reserves with six years of honorable service
  • POW/MIA Spouse
  • Un-married surviving spouse of veteran deceased from service-related activity

Apply For a Loan Online

Need to find a mortgage lender? If you are not currently working with a loan officer, apply online here.

Already working with a Loan Officer? Click on their name below to apply online through their website.

Matt Kover (MLO #462602)
Heidi Villarma (MLO #462603)
Carrie Murphy (MLO #747414)


Our team is ready to guide you through the process. Give your local mortgage loan experts a call at 253-851-6464.

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FDIC Insured Equal Housing Lender

This service is for Washington State residents only.

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