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VISA Debit and Credit Cards

Make purchases online, on the phone, or in stores, with your Kitsap Bank Visa Debit or Credit Card. Use your card anywhere Visa is accepted for fast and easy payment.

Cards and Features
Debit Cards

Make purchases online, on the phone, or in stores, with your Kitsap Bank Visa Debit Card*. Whether linked to your personal or business checking account, simply use your card anywhere Visa is accepted for fast and easy payment.

Take advantage of your Kitsap Bank Debit Card:

  • Flexibly make purchases without carrying cash.
  • Use your card any time of day – that’s 24/7 access to your money.
  • Securely access your accounts for point-of-sale transactions by selecting "credit" and signing your name, or using your PIN.
  • Your personal information, such as address, phone number, and driver’s license number remain confidential.
  • Purchases are automatically deducted from your account. All of your transactions will be recorded on your monthly statement, simplifying record keeping.

Apply for a personal or business checking account, to start using your Visa Debit Card! Or, if you already have a Kitsap Bank checking account, simply call or stop by your local branch and ask to have a Visa Debit Card linked to your account.

*ATM withdrawals with your Kitsap Bank Debit or Cash Machine Card are limited to $400.00 per day. When you use an ATM not owned by Kitsap Bank, you will be assessed a fee of $1.00. In addition, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). Point-of-sale transactions (in person, online, or by phone) with your Kitsap Bank Debit Card may not exceed $1,500.00 in transactions per day.
Chip Cards

Kitsap Bank's Visa cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. It's more secure, and easy to use. Here's what you can look forward to as a chip cardholder.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global Acceptance

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit and debit cards are accepted.

Easy to Use

Simply swipe your card like you do today. However, if a chip-activated terminal is available, first insert the chip end of your card into the terminal with the chip facing up. Keep your card in the terminal and follow the prompts. Finally, remove your card when prompted and take your receipt.

Verified by Visa

When you use a Visa® credit card with Kitsap Bank you can make purchases with confidence. You can even add security to your online Visa® card purchases by taking advantage of Verified by Visa® at no additional charge.

What is it?

Verified by Visa® is a service developed by Visa® to help ensure that only you use your Visa® card to shop online. You can also rest assured that any online merchant using the Verified by Visa security system is a legitimate commercial entity.

Sign-up for Verified by Visa®.

After-hours Visa® support: 1-800-807-2979

SecurLOCK Equip

SecurLOCK Equip is a powerful tool to prevent card fraud. The SecureLOCK Equip app allows Kitsap Bank cardholders the ability to control how, when and where their payment cards are used thereby protecting against fraudulent transactions.

· Turn card on and off or by channel (in-store, online, mobile, ATM, etc.)

  • Set transaction spending limits
  • Select geographic locations where the card can be used
  • Set merchant locations
  • View recent transactions
  • Receive alerts

Download the App
Kitsap Bank cardholders can download the app by searching “SecurLOCK Equip” from the iTunes App Store or Google Play Store. Simply register your cards by entering the card number, cvv, expiration date and the last four digits of your social security number to verify your identity.

Visa Account Updater

Visa Account Updater (VAU) is an account updating service in which your card is automatically enrolled. When your card(s) expire, are lost or stolen and new cards are issued, the service may update relevant card data (card numbers and expiration dates) to appropriate merchants who participate in an effort to facilitate uninterrupted processing of your recurring charges. This service is provided as a free benefit to you. If at any time you wish to opt-out of the VAU service or if you have any questions, please call (800) 283-5537, option 0 to do so.

Visa Checkout

Visa Checkout is the faster, easier way to pay online. With Visa Checkout, there’s no need for users to re-enter their payment details every time they make a purchase at any website where Visa Checkout is offered. Plus, cardholders can securely store multiple cards and shipping addresses.

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