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C-PACER: Creating Stronger, Sustainable Buildings

Green-TownC-PACER is an innovative lending solution that allows property owners to obtain low-cost, long-term loans for energy-efficiency, renewable energy, resiliency and water conservation improvements through a voluntary property tax assessment.  

C-PACER programs are approved by local government and passed by the state legislature. Then, financial institutions, like Kitsap Bank, are able to work with businesses to provide the financing.

Commercial Financing for New Construction and Building Retrofits

Benefits For Your Business

Benefits For Your Business

  • No Money Down.  Up to 100% up front financing for qualified energy and water resiliency improvements including soft costs, such as energy audits and engineering.
  • Lower Costs.  Reduce energy consumption, utility bills and operating expenses.  
  • Increase Property Value & Cash Flow.  Add lasting value and marketability to your property through a variety of eligible projects.  Realize immediate savings through financing terms that match useful life.  
  • Transferability.  Voluntary assessment is tied to the building, not traditional debt, and transfers with property ownership.  
Eligible Improvements

Eligible Improvements

  • Lighting
  • Heating & Cooling
  • Windows
  • Insulation
  • Pumps & Motors
  • Solar Panels
  • Electric Vehicle Charging
  • Flood Protection
  • Seismic Upgrades
  • Stormwater Control
  • And more - just ask!
Eligible Properties

Eligible Properties

  • Office, multifamily, retail and hospitality
  • Manufacturing and industrial
  • Institutional and not-for-profit facilities
  • Agriculture