Mobile Deposit Help

What is mobile deposit?

Mobile Deposit is the ability to deposit checks via your Mobile device from Kitsap Bank’s free mobile app available from the Apple (App Store) or Android (Google Play Store).

What are the mobile deposit limits?

Accounts may deposit up to $10,000 per day. If you attempt to initiate a deposit in excess of these limits, Kitsap Bank may reject your deposit. Daily and monthly deposit limits may vary by user and can change at Kitsap Bank’s discretion.

Is there a fee for mobile deposit?

There is no fee to make a Mobile Deposit. Kitsap Bank may opt to charge a fee for the Service at any time in the future after disclosing such fees in advance. Kitsap Bank is not liable for any costs you may incur from cellular data networks or other related equipment that may result from use of this Service.

How do I enroll in mobile deposit?

If you haven’t downloaded the app previously, download Kitsap Bank’s free mobile app from Apple (App Store) or Android (Google Play Store). Mobile provider’s message and data rates may apply.

To enroll in Mobile Deposit:

  • Under Services select Enroll in Mobile Deposit to access the Mobile Deposit enrollment form.
  • Accept the Terms and Conditions and click Submit.
  • Within two business days of completing the enrollment form, you will receive a secure message (accessible in Online Banking or Mobile Banking) informing you that the Mobile Deposit setup is complete.
  • To access Mobile Deposit, select Deposit A Check under Transactions in the mobile app.
How do I make a mobile deposit?

In Kitsap Bank’s Mobile App, under Transactions, select Deposit A Check. Follow the prompts through, selecting the account number to the deposit amount. With the camera on your mobile device, take a picture of the front and back of the fully endorsed check you wish to deposit and Submit.

What do I do with a check after making a mobile deposit?

After Kitsap Bank accepts your deposit, you agree to retain the check in a secure environment for a minimum of 14 calendar days from the date of acceptance in the event Kitsap Bank needs the physical item. After 14 days, you agree to destroy (shred or incinerate) the check that you transmitted, mark it "VOID" or otherwise render it incapable of further transmission, deposit, or presentment.