We are passionate about growing our communities responsibily through municipal and specialty financing.

Municipal Financing

We are experts in direct financing of municipal entities, crafting financing packages that meet the specific needs of the municipality.  Kitsap Bank has financed projects for both local and national entities, including, but not limited to:

  • Counties and Special Districts
  • Cities
  • Port Districts
  • Fire Districts
  • Water Districts
  • School Districts
  • Utility Districts

We are committed to understanding the unique needs of our municipal clients, and crafting solutions that work.  Kitsap Bank is a member of:

  • Washington State School Directors' Association (WSSDA)
  • Washington Public Utility Districts Association (WPUDA)
  • Washington Public Ports Association (WPPA)
  • Washington Fire Commissioners Association (WFCA)
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Specialty Financing

Add value to your commercial building through investment in sustainable enhancements, such as LED lighting, windows, roof, earthquake retrofits, HVAC, water systems, renewable energy systems, and solar panels.  In addition to being good for our planet, sustainable improvements have a multitude of other benefits to property owners:

  • Energy Savings - may improve cash flow through true energy cost savings.
  • Adding value to the property
  • Creating a safer/more energy efficient facility
  • Potential to leverage property investments to improve rental income
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