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Savings Accounts

You know it’s smart to save some of your hard-earned money and earn interest on your balance. Let Kitsap Bank guide you to a savings account that helps you plan for your future and realize your dreams.

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Saving Accounts

Statement Savings*

$100 minimum balance to open

$3 monthly fee
Minimum daily balance to waive monthly fee is $300. Fee may also be waived for minors, and when linked to a Kitsap Bank checking account.

Free single user online banking

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Money Market Plus**

$5,000 minimum balance to open

$10 monthly fee 
Minimum daily balance to waive monthly fee is $2,500

Flexible, tiered interest rate plan

Free single user online banking and bill pay

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Interest compounds daily, paid monthly. See Interest Rates for deposit tiers and corresponding annual percentage yield (APY). At our discretion, the interest rate and annual percentage yield (APY) on your account may change. If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). 
* If account falls below minimum daily balance of $300.00 any day during the month, a $1.00 per item fee will be assessed for each item in excess of three (3) per month.
** Minimum balance required to obtain the APY is based on flexible, tiered interest rate plans. The more you invest, the higher the annual percentage yield. If your daily balance falls within any tier, the corresponding rate will be applied to the entire balance in your account. 


Questions about your FDIC deposit coverage? Our bankers are happy to discuss your coverage with you. You can also use this FDIC calculator to determine your coverage at any Member FDIC bank.  

View Current Savings Rates

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View Fee Schedule

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Deposit Calculator

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